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* The Lonsec Limited (“Lonsec”) ABN 56 061 751 102 rating (assigned March 2012) presented in this document is a “class service” (as defined in the Financial Advisers Act 2008 (NZ)) or is limited to “General Advice” and based solely on consideration of the investment merits of the financial product(s). It is not a recommendation to purchase, sell or hold the relevant product(s), and you should seek independent financial advice before investing in this product(s). The rating is subject to change without notice and Lonsec assumes no obligation to update the relevant document(s) following publication. Lonsec receives a fee from the Fund Manager for researching the product(s) using comprehensive and objective criteria.

^† The Lonsec Limited (“Lonsec”) ABN 56 061 751 102 rating (assigned December 2011) presented in this document is a “class service” (as defined in the Financial Advisers Act 2008 (NZ)) or is limited to “General Advice” and based solely on consideration of the investment merits of the financial product(s). It is not a recommendation to purchase, sell or hold the relevant product(s), and you should seek independent financial advice before investing in this product(s). The rating is subject to change without notice and Lonsec assumes no obligation to update the relevant document(s) following publication. Lonsec receives a fee from the Fund Manager for researching the product(s) using comprehensive and objective criteria.

All units in the range of Goldman Sachs registered managed investment schemes in Australia ('Funds') are issued by Goldman Sachs Australia Managed Funds Limited ABN 63 005 885 567 AFSL 230251 ('GSAMF'). Prior to investing in any of the Funds you should obtain and consider the product disclosure statement ('PDS') for the relevant Fund, available by contacting our Fund Services team on 1800 034 494 or from our website www.gs.com.au/funds. This document contains general financial product advice only. In preparing this document, GSAMF did not take into account the investment objectives, financial situation and particular needs ('financial circumstances') of any particular person. Accordingly, before acting on any advice contained in this document, you should assess whether the advice is appropriate in light of your own financial circumstances or contact your adviser. GSAMF manages each of these funds and will receive fees as set out in the relevant PDS. This document has been prepared by GSAMF. It is not a product of the Goldman Sachs Global Investment Research. To the extent that this document discusses general market activity, industry or sector trends, or other broad based economic or political conditions, it should not be construed as research or investment advice. To the extent it includes references to specific securities, those references do not constitute a recommendation to buy, sell or hold such security, and the information may not be current. GSAMF believes that the information contained in this document is correct and that any estimates, opinions, conclusions or recommendations contained in this document are reasonably held or made as at the time of compilation. However, no warranty is made as to the accuracy or reliability of any estimates, opinions, conclusions, recommendations (which may change without notice) and, to the maximum extent permitted by law, GSAMF and its related bodies corporate disclaim all liability and responsibility for any direct or indirect loss or damage which may be suffered by any recipient through relying on anything contained in or omitted from this document. Past performance is not a reliable indicator of future performance.

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