Other Funds

Goldman Sachs Australia Managed Funds Limited ABN 63 005 885 567, AFSL 230251 ('GSAMF') is the issuer of units in the range of Keystone Funds ('Funds'). Before  making any decisions in relation to your investment  in any of the Funds, investors should first consider the relevant Product Disclosure Statement (‘PDS’) for the Funds which is available by calling our Fund Services team on 1800 034 494. You should note that as a result of investment decisions you make in relation the Funds, remuneration or benefits may be provided to GSAMF (as the manager of the Funds), Goldman Sachs Australia Capital Markets Limited (as the Swap Counterparty), other members of the Goldman Sachs Group of companies, JBWere Pty Ltd (as a distributor of the Funds) and National Australia Bank Limited ABN 12 004 044 937 AFSL No. 230686 (as the provider of the NAB Capital Guarantee, as well as a distributor of the Funds) as specified on pages 24 to 26 of the PDS for the Series I funds, on pages 26 to 28 of the PDS for the Series II funds  and on pages 27 to 29 of the PDS for the Series III funds. In preparing this document, we have not taken into account the investment objectives, financial situation or particular needs of any particular person. Accordingly, the information in this document should not be construed as personal financial product advice by the Issuer, or any associate of the Issuer or any other person concerning an investment in the Funds. You should consider whether an investment in the Funds is appropriate in light of your own particular investment needs, objectives and financial circumstances and/or seek independent financial and taxation advice before acting on any advice contained in this document. GSAMF believes the information contained in this document is correct and that any estimates, opinions, conclusions or recommendations contained in this document are reasonably held or made at the time of compilation. However, no warranty is made as to the accuracy or reliability of any estimates, opinions, conclusions, recommendations (which may change without notice) and, to the maximum extent permitted by law, GSAMF and its related bodies corporate disclaim all liability and responsibility for any direct or indirect loss or damage which may be suffered by any recipient through relying on anything contained in or omitted from this document. Investment in the Funds is subject to investment risk, including possible delays in repayment and, except as provided in the NAB Capital Guarantee, loss of income and principal invested. None of GSAMF and its related bodies corporate, the Goldman Sachs Group, Inc., Goldman, Sachs & Co., Goldman Sachs Asset Management, L.P., Goldman Sachs International and their respective subsidiaries (together 'Goldman Sachs') nor National Australia Bank or any other company in the National Australia Bank group of companies guarantees the performance or success of the Funds, the rate of return from or the repayment of investments in the Funds or in any way stand behind the capital value or performance of the units or the investments made by the Funds, except as provided in the NAB Capital Guarantee. The units are not deposits or other liabilities of National Australia Bank or of Goldman Sachs. Neither GSAMF nor the Funds are members of the National Australia Bank group of companies.

All units in the range of Goldman Sachs registered managed investment schemes in Australia ('Funds') are issued by Goldman Sachs Australia Managed Funds Limited ABN 63 005 885 567 AFSL 230251 ('GSAMF'). Prior to investing in any of the Funds you should obtain and consider the product disclosure statement ('PDS') for the relevant Fund, available by contacting our Fund Services team on 1800 034 494 or from our website www.gs.com.au/funds. This document contains general financial product advice only. In preparing this document, GSAMF did not take into account the investment objectives, financial situation and particular needs ('financial circumstances') of any particular person. Accordingly, before acting on any advice contained in this document, you should assess whether the advice is appropriate in light of your own financial circumstances or contact your adviser. GSAMF manages each of these funds and will receive fees as set out in the relevant PDS. This document has been prepared by GSAMF. It is not a product of the Goldman Sachs Global Investment Research. To the extent that this document discusses general market activity, industry or sector trends, or other broad based economic or political conditions, it should not be construed as research or investment advice. To the extent it includes references to specific securities, those references do not constitute a recommendation to buy, sell or hold such security, and the information may not be current. GSAMF believes that the information contained in this document is correct and that any estimates, opinions, conclusions or recommendations contained in this document are reasonably held or made as at the time of compilation. However, no warranty is made as to the accuracy or reliability of any estimates, opinions, conclusions, recommendations (which may change without notice) and, to the maximum extent permitted by law, GSAMF and its related bodies corporate disclaim all liability and responsibility for any direct or indirect loss or damage which may be suffered by any recipient through relying on anything contained in or omitted from this document. Past performance is not a reliable indicator of future performance.

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