Goldman Sachs: Cash Products Interest Rates

		Home Client login Site map
	Our Firm Client Services Careers

Home »Client Services »Individuals »Cash Products »Interest Rates

Individuals Cash Products Interest Rates Cash Trust Investment Notes NZ Investment Notes Exchange Traded Options Managed Funds Registering with our Website Principal Investment Area Securities Lending Private Investor Product Group Contact Us - Individuals

Cash Products Interest Rates

At Call

At Call Product	Interest % p.a.
Goldman Sachs Cash Trust †	3.94%
Goldman Sachs Investment Notes (AU Only)	4.30%
JBWere Visa Gold Card (APR*)	19.49%
JBWere Gold Rewards Visa Card	19.99%

† Goldman Sachs Cash Trust seven day average rate. Goldman Sachs Cash Trust returns will vary. Past performance is not necessarily indicative of future performance.

Goldman Sachs Investment Notes – Fixed Term Rates (Australia only)

Goldman Sachs Investment Notes	Maturing Between
Investment Period	Start	End	Rate
30 days	07/10/10	05/11/10	4.70%
60 days	08/11/10	03/12/10	5.05%
90 days	06/12/10	04/03/11	5.40%
180 days	07/03/11	03/06/11	6.30%
270 days	06/06/11	31/08/11	6.50%
1 year to any date in September 2011 quarterly interest	01/09/11	30/09/11	6.75%
18 months to any date in March 2012 quarterly interest	01/03/12	31/03/12	7.25%
2 years to any date in September 2012 quarterly interest	01/09/12	30/09/12	7.50%
3 years to any date in September 2013 quarterly interest	01/09/13	30/09/13	8.50%

Rates last updated 06/09/2010 18:09

*The annual percentage rate (APR) applies to all cash advances and all purchases balances that exceed the interest-free period.

Investments in Investment Notes are unsecured loans to Goldman Sachs & Partners Australia Capital Markets Limited (Company). As such the return of principal and interest to investors depends on the ongoing financial capacity of the company to pay these amounts.

Investors should be aware that there is a risk of losing some or all of your principal investment in the event that the company's financial position deteriorates substantially. Investments in Investment Notes should not be confused with bank deposits.

Important notices and disclosures

Units in the Goldman Sachs Cash Trust are issued by Goldman Sachs & Partners Australia Managed Funds Limited ABN 63 005 885 567 ("GS&PAMFL"). Prior to investing in the fund you should obtain and consider the product disclosure statement ("PDS") for the fund, available by contacting the Investor Service team on 1800 812 267 or from the website www.gs.com.au. Anyone wishing to apply for units will need to complete the application form attached to the accompanying PDS. GS&PAMFL manages the fund and will receive fees as set out in the PDS.

Investments in Goldman Sachs Investment Notes are unsecured loans to Goldman Sachs & Partners Australia Capital Markets Limited. As such the return of principal and interest to investors depends on the ongoing financial capacity of Goldman Sachs & Partners Australia Capital Markets Limited to pay these amounts. Investors should be aware that there is a risk of losing some or all of your principal investment in the event that Goldman Sachs & Partners Australia Capital Markets Limited's financial position deteriorates substantially. Investments in Goldman Sachs Investment Notes should not be confused with bank deposits. Goldman Sachs & Partners Australia Capital Markets Limited is the issuer of the Goldman Sachs Investment Notes. Offers of the Goldman Sachs Investment Notes are made under a prospectus/product disclosure statement which is available from your JBWere Pty Ltd adviser, by visiting the Goldman Sachs website at www.gs.com.au or by calling the Investor Service Team on 1800 812 267. Anyone wishing to apply for the Goldman Sachs Investment Notes will need to complete the application form in or accompanying the prospectus/product disclosure statement. We recommend that you consider the prospectus/product disclosure statement in deciding whether to acquire, or to continue to hold, the Goldman Sachs Investment Notes.

Goldman Sachs Investment Notes Goldman Sachs Investment Notes is an unsecured investment note product that offers you flexibility, competitive returns and convenient access to your funds. You can access your funds at call (Call Notes), invest for a fixed term (Term Notes) or choose a combination of Call Notes and Term Notes.

Investment Notes PDS | NZ Investment Notes PDS | Read more about Investment Notes

Goldman Sachs Cash Trust The Goldman Sachs Cash Trust offers security, attractive returns and ready access to your funds. The wide range of facilities available makes using your account easy and convenient for day-to-day transactions.

Cash Trust PDS | Read more about the Cash Trust