Cash Products Interest Rates

At Call

At Call Product Interest % p.a.
Goldman Sachs Cash Trust   † 1.95%
Goldman Sachs Investment Notes (AU Only) 1.50%
JBWere Visa Gold Card (APR*) 19.49%
JBWere Gold Rewards Visa Card 21.74%

  †  Goldman Sachs Cash Trust seven day average rate. Goldman Sachs Cash Trust returns will vary. Past performance is not necessarily indicative of future performance.

  *  The annual percentage rate (APR) applies to all cash advances and all purchases balances that exceed the interest-free period.

 

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Important notices and disclosures

Units in the Goldman Sachs Cash Trust are issued by Goldman Sachs Australia Managed Funds Limited ABN 63 005 885 567 ("GSAMF"). Prior to investing in the fund you should obtain and consider the product disclosure statement ("PDS") for the fund, available by contacting the Investor Service team on 1800 812 267 or from the website www.gs.com.au. Anyone wishing to apply for units will need to complete the application form attached to the accompanying PDS. GSAMF manages the fund and will receive fees as set out in the PDS.

Goldman Sachs Australia Capital Markets Limited is the issuer of the Goldman Sachs Investment Notes. Investments in Goldman Sachs Investment Notes are unsecured loans to Goldman Sachs Australia Capital Markets Limited. Investments in Goldman Sachs Investment Notes should not be confused with bank deposits. Apart from the guarantee of the payment obligations of the Company given by Goldman Sachs Holdings ANZ Pty Ltd ('GS ANZ') (the 'GS ANZ Guarantee'), and subject to the GS ANZ Guarantee not being revoked, Goldman Sachs Investment Notes are not insured or guaranteed by any member of the Goldman Sachs Group (as defined in the Offer Document) or any of their affiliates or any other person. No acquirer of Goldman Sachs Investment Notes will have any recourse against any member of the Goldman Sachs Group or any other person other than the Company or GS ANZ. If a claim is brought against GS ANZ under the GS ANZ Guarantee, GS ANZ may make a claim against The Goldman Sachs Group, Inc. under an indemnity granted to GS ANZ by The Goldman Sachs Group, Inc, subject to the indemnity not being revoked. As such the return of principal and interest to investors depends on the ongoing financial capacity of the Company to pay the amounts owed by it in respect of Goldman Sachs Investment Notes and the ongoing financial capacity of GS ANZ and The Goldman Sachs Group, Inc. to meet their obligations under the arrangements described above. More detailed information about these arrangements is contained in the Offer Document.